Modifications. Neither this Agreement, nor any provision hereof, may be waived, amended or modified except pursuant to an agreement or agreements in writing entered into by the parties hereto.

This Agreement can be modified only by a written agreement duly signed by each party.

Modifications. All modifications or amendments to this Agreement shall be effective only when reduced to writing and signed by both parties hereto.

The term “Senior Loan Amount” as defined in [Section 1.2] of the Agreement is hereby replaced in its entirety as follows:

Notwithstanding the provisions of [Section 2.7], the requirements of [Section 2.7] will not apply from July 31, 2015 through July 31, 2016 (the “Waiver Period”) for any Borrower that Buyer has not previously purchased a Senior Loan from Seller (“New Borrower”). Buyer agrees that for each and every New Borrower that Buyer purchases a Senior Loan during the Waiver Period, the Exclusivity requirements of [Section 2.7] will never apply, unless, after the Waiver Period, Seller offers Buyer a Senior Loan for a Borrower who became a New Borrower during the Waiver Period.

The chart in [Section 2.05(f)] will have the last three lines removed, and the following added:

Modifications. Notwithstanding any provision of this Agreement to contrary, the Company reserves the right to modify the terms and conditions of this Agreement including, without limitation, the timing or circumstances of the issuance or transfer of Shares to the Participant hereunder, to the extent such modification is determined by the Company to be necessary to comply with applicable law or to preserve the intended deferral of income recognition with respect to the RSUs until the issuance or transfer of Shares hereunder.

No Other Modifications. Except as specifically modified by this Amendment, the terms and conditions of the Product Agreement including, without limitation, all other terms and conditions included in each of the amended Schedules, and the MSA, shall remain unchanged.

No Other Modifications. All other terms and conditions of the Lease shall continue to remain in full force and effect, notwithstanding this Amendment.

Limitation of Modifications. The modifications effected in this letter agreement shall be limited precisely as written and shall not be deemed to be # an amendment, consent, waiver or other modification of any other terms or conditions of the Agreement or any other document related to the Agreement, or # a consent to any future amendment, consent, waiver or other modification. Except as expressly set forth in this letter agreement, each of the Agreement and the documents related to the Agreement shall continue in full force and effect. The parties hereto acknowledge and agree that this letter agreement constitutes a Transaction Document.