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SECTION # Usury Laws. Any provision of this Agreement or any of the other Credit Documents to the contrary notwithstanding, the Borrower and the Lender agree that they do not intend for the interest or other consideration provided for in this Agreement and the other Credit Documents to be greater than the maximum amount permitted by applicable law. Regardless of any provision in this Agreement or any of the other Credit Documents, the Lender shall not be entitled to receive, collect or apply, as interest on the Obligations, any amount in excess of the maximum rate of interest permitted to be charged under applicable law until such time, if any, as that interest, together with all other interest then payable, falls within the then applicable maximum lawful rate of interest. If the Lender shall receive, collect or apply any amount in excess of the then maximum rate of interest, the amount that would be excessive interest shall be applied first to the reduction of the principal amount of the Obligations then outstanding in the inverse order of maturity, and second, if such principal amount is paid in full, any excess shall forthwith be returned to the Borrower. In determining whether the interest paid or payable under any specific contingency exceeds the highest lawful rate, the Borrower and the Lender shall, to the maximum extent permitted under applicable law, # characterize any nonprincipal payment as an expense, fee or premium rather than as interest, # exclude voluntary prepayments and the effects thereof, # consider all the Obligations as one general obligation of the Borrower, and # "spread" the total amount of the

SECTION # Usury Laws. Any provisionIt is the intent of the Lenders and the Borrowers to conform to and contract in strict compliance with applicable usury law from time to time in effect. All agreements between the Lenders and the Credit Parties are hereby limited by the provisions of this Agreementparagraph which shall override and control all such agreements, whether now existing or hereafter arising and whether written or oral. In no way, nor in any event or contingency (including, but not limited to, prepayment or acceleration of the maturity of any obligation), shall the interest taken, reserved, contracted for, charged, or received under this Credit Agreement, under the Notes or otherwise, exceed the maximum nonusurious amount permissible under applicable law. If, from any possible construction of any of the other Credit Documents to the contrary notwithstanding, the Borrower and the Lender agree that they do not intend for the interest or other consideration provided for in this Agreement and the other Credit Documents to be greater than the maximum amount permitted by applicable law. Regardless of any provision in this Agreement or any of the other Credit Documents, the Lender shall notdocument, interest would otherwise be entitled to receive, collect or apply, as interest on the Obligations, any amountpayable in excess of the maximum ratenonusurious amount, any such construction shall be subject to the provisions of this paragraph and such interest shall be automatically reduced to the maximum nonusurious amount permitted to be chargedunder applicable law, without the necessity of execution of any amendment or new document. If any [[Organization A:Organization]] shall ever receive anything of value which is characterized as interest on the Loans under applicable law until such time, if any, as that interest, together with all other interest then payable, falls within the then applicable maximum lawful rate of interest. If the Lender shall receive, collect or apply any amountand which would, apart from this provision, be in excess of the then maximum rate of interest,lawful amount, an amount equal to the amount thatwhich would behave been excessive interest shallshall, without penalty, be applied first to the reduction of the principal amount owing on the Loans and not to the payment of interest, or refunded to the Borrowers or the other payor thereof if and to the extent such amount which would have been excessive exceeds such unpaid principal amount of the Obligations then outstandingLoans. The right to demand payment of the Loans or any other indebtedness evidenced by any of the Credit Documents does not include the right to receive any interest which has not otherwise accrued on the date of such demand, and the Lenders do not intend to charge or receive any unearned interest in the inverse orderevent of maturity, and second, if such principal amount is paid in full, any excess shall forthwith be returned to the Borrower. In determining whether thedemand. All interest paid or payable under any specific contingency exceedsagreed to be paid to the highest lawful rate,Lenders with respect to the Borrower and the LenderLoans shall, to the maximum extent permitted underby applicable law, # characterizebe amortized, prorated, allocated, and spread throughout the full stated term (including any nonprincipal payment as an expense, fee or premium rather than as interest, # exclude voluntary prepayments and the effects thereof, # consider all the Obligations as one general obligation of the Borrower, and # "spread" the total amount of the

SECTION # Usury Laws. Any provisionIntent to Limit Charges to Maximum Lawful Rate. In no event shall the interest rate or rates payable under this Agreement, plus any other amounts paid in connection herewith, exceed the highest rate permissible under any law that a court of competent jurisdiction shall, in a final determination, deem applicable. Borrower and the Lender Group, in executing and delivering this AgreementAgreement, intend legally to agree upon the rate or anyrates of the other Credit Documentsinterest and manner of payment stated within it; provided, that, anything contained herein to the contrary notwithstanding, if such rate or rates of interest or manner of payment exceeds the maximum allowable under applicable law, then, ipso facto, as of the date of this Agreement, Borrower is and the Lender agree that they do not intendshall be liable only for the interest or other consideration provided for in this Agreement and the other Credit Documents to be greater than thepayment of such maximum amount permittedas is allowed by applicable law. Regardless of any provision in this Agreement or any of the other Credit Documents, the Lender shall not be entitled to receive, collect or apply, as interest on the Obligations, any amountlaw, and payment received from Borrower in excess of the maximum rate of interest permitted to be charged under applicable law until such time, if any, as that interest, together with all other interest then payable, falls within the then applicable maximum lawful rate of interest. If the Lender shall receive, collect or apply any amount in excess of the then maximum rate of interest, the amount that would be excessive interestlegal maximum, whenever received, shall be applied first to the reduction ofreduce the principal amountbalance of the Obligations then outstanding in the inverse order of maturity, and second, if such principal amount is paid in full, any excess shall forthwith be returned to the Borrower. In determining whether the interest paid or payable under any specific contingency exceeds the highest lawful rate, the Borrower and the Lender shall, to the maximum extent permitted under applicable law, # characterize any nonprincipal payment as an expense, fee or premium rather than as interest, # exclude voluntary prepayments and the effects thereof, # consider all the Obligations as one general obligation of the Borrower, and # "spread" the total amount of the such excess.

SECTION # Usury Laws. Any provisionIntent to Limit Charges to Maximum Lawful Rate. In no event shall the interest rate or rates payable under this Agreement, plus any other amounts paid in connection herewith, exceed the highest rate permissible under any law that a court of competent jurisdiction shall, in a final determination, deem applicable. Each Borrower and the Lender Group, in executing and delivering this AgreementAgreement, intend legally to agree upon the rate or anyrates of the other Credit Documentsinterest and manner of payment stated within it; provided, that, anything contained herein to the contrary notwithstanding, if said rate or rates of interest or manner of payment exceeds the Borrowermaximum allowable under applicable law, then, ipso facto, as of the date of this Agreement, Borrowers are and the Lender agree that they do not intendshall be liable only for the interest or other consideration provided for in this Agreementpayment of such maximum as allowed by law, and the other Credit Documents to be greater than the maximum amount permitted by applicable law. Regardless of any provision in this Agreement or any of the other Credit Documents, the Lender shall not be entitled to receive, collect or apply, as interest on the Obligations, any amountpayment received from Borrowers in excess of the maximum rate of interest permitted to be charged under applicable law until such time, if any, as that interest, together with all other interest then payable, falls within the then applicable maximum lawful rate of interest. If the Lender shall receive, collect or apply any amount in excess of the then maximum rate of interest, the amount that would be excessive interestlegal maximum, whenever received, shall be applied first to the reduction ofreduce the principal amountbalance of the Obligations then outstanding in the inverse order of maturity, and second, if such principal amount is paid in full, any excess shall forthwith be returned to the Borrower. In determining whether the interest paid or payable under any specific contingency exceeds the highest lawful rate, the Borrower and the Lender shall, to the maximum extent permitted under applicable law, # characterize any nonprincipal payment as an expense, fee or premium rather than as interest, # exclude voluntary prepayments and the effects thereof, # consider all the Obligations as one general obligation of the Borrower, and # "spread" the total amount of the such excess.

SECTION # Usury Laws. Any provisionIntent to Limit Charges to Maximum Lawful Rate. In no event shall the interest rate or rates payable under this Agreement, plus any other amounts paid in connection herewith, exceed the highest rate permissible under any law that a court of competent jurisdiction shall, in a final determination, deem applicable. Borrowers and the Lender Group, in executing and delivering this AgreementAgreement, intend legally to agree upon the rate or anyrates of the other Credit Documentsinterest and manner of payment stated within it; provided, that anything contained herein to the contrary notwithstanding, if such rate or rates of interest or manner of payment exceeds the Borrowermaximum allowable under applicable law, then, ipso facto, as of the date of this Agreement, Borrowers are and the Lender agree that they do not intendshall be liable only for the interest or other consideration provided for in this Agreement and the other Credit Documents to be greater than thepayment of such maximum amount permittedas is allowed by applicable law. Regardless of any provision in this Agreement or any of the other Credit Documents, the Lender shall not be entitled to receive, collect or apply, as interest on the Obligations, any amountlaw, and payment received from Borrowers in excess of the maximum rate of interest permitted to be charged under applicable law until such time, if any, as that interest, together with all other interest then payable, falls within the then applicable maximum lawful rate of interest. If the Lender shall receive, collect or apply any amount in excess of the then maximum rate of interest, the amount that would be excessive interestlegal maximum, whenever received, shall be applied first to the reduction ofreduce the principal amountbalance of the Obligations then outstanding in the inverse order of maturity, and second, if such principal amount is paid in full, any excess shall forthwith be returned to the Borrower. In determining whether the interest paid or payable under any specific contingency exceeds the highest lawful rate, the Borrower and the Lender shall, to the maximum extent permitted under applicable law, # characterize any nonprincipal payment as an expense, fee or premium rather than as interest, # exclude voluntary prepayments and the effects thereof, # consider all the Obligations as one general obligation of the Borrower, and # "spread" the total amount of the such excess.

SECTION # Usury Laws. Any provisionIntent to Limit Charges to Maximum Lawful Rate. In no event shall the interest rate or rates payable under this Agreement, plus any other amounts paid in connection herewith, exceed the highest rate permissible under any law that a court of competent jurisdiction shall, in a final determination, deem applicable. Borrowers and the Lender Group, in executing and delivering this AgreementAgreement, intend legally to agree upon the rate or anyrates of the other Credit Documentsinterest and manner of payment stated within it; provided, that, anything contained herein to the contrary notwithstanding, if such rate or rates of interest or manner of payment exceeds the Borrowermaximum allowable under applicable law, then, ipso facto, as of the date of this Agreement, Borrowers are and the Lender agree that they do not intendshall be liable only for the interest or other consideration provided for in this Agreement and the other Credit Documents to be greater than thepayment of such maximum amount permittedas is allowed by applicable law. Regardless of any provision in this Agreement or any of the other Credit Documents, the Lender shall not be entitled to receive, collect or apply, as interest on the Obligations, any amountlaw, and payment received from Borrowers in excess of the maximum rate of interest permitted to be charged under applicable law until such time, if any, as that interest, together with all other interest then payable, falls within the then applicable maximum lawful rate of interest. If the Lender shall receive, collect or apply any amount in excess of the then maximum rate of interest, the amount that would be excessive interestlegal maximum, whenever received, shall be applied first to the reduction ofreduce the principal amountbalance of the Obligations then outstanding in the inverse order of maturity, and second, if such principal amount is paid in full, any excess shall forthwith be returned to the Borrower. In determining whether the interest paid or payable under any specific contingency exceeds the highest lawful rate, the Borrower and the Lender shall, to the maximum extent permitted under applicable law, # characterize any nonprincipal payment as an expense, fee or premium rather than as interest, # exclude voluntary prepayments and the effects thereof, # consider all the Obligations as one general obligation of the Borrower, and # "spread" the total amount of the such excess.

SECTION # Usury Laws. Any provision of this Agreement or any of the other Credit DocumentsNotwithstanding anything to the contrary notwithstanding, the Borrower and the Lender agree that they do not intend forcontained in any Loan Document, the interest paid or other consideration provided for in this Agreement and the other Credit Documentsagreed to be greater thanpaid under the maximum amount permitted by applicable law. Regardless of any provision in this Agreement or any of theLoan Documents, together with all fees, charges and other Credit Documents, the Lender shall not be entitled to receive, collect or apply,amounts which are treated as interest on the Obligations, any amount in excess ofsuch Loans under Applicable Law, shall not exceed the maximum rate of non-usurious interest permitted to be charged under applicable law until such time, if any, as that interest, together with all other interest then payable, falls within the then applicable maximum lawful rate of interest.by Applicable Law (the “Maximum Rate”). If the Lender or any shall receive, collect or apply any amountreceive interest in excess of the then maximum rate of interest, thean amount that would be excessiveexceeds the Maximum Rate, the excess interest shall be applied first to the reductionprincipal of the principal amount of the Obligations then outstanding in the inverse order of maturity, and second,Loans or, if it exceeds such principal amount is paid in full, any excess shall forthwith be returnedunpaid principal, refunded to the Borrower.. In determining whether the interest paidcontracted for, charged, or payable under any specific contingencyreceived by the or a exceeds the highest lawful rate, the Borrower and the Lender shall,Maximum Rate, such Person may, to the maximum extent permitted under applicable law,by Applicable Law, # characterize any nonprincipal payment that is not principal as an expense, feefee, or premium rather than as interest, # exclude voluntary prepayments and the effects thereof, # consider all the Obligations as one general obligation of the Borrower, and # "spread"amortize, prorate, allocate, and spread in equal or unequal parts the total amount of interest throughout the contemplated term of the Obligations hereunder.

SECTION # Usury Laws. AnyUsury. Notwithstanding any provision of this Agreement or any of the other Credit DocumentsNote to the contrary notwithstanding,contrary, it is the intent of the Borrower and the Lender agree that they do not intend for the interest or other consideration provided for in this Agreement and the other Credit Documents to be greater than the maximum amount permitted by applicable law. Regardless of any provision in this Agreement or any of the other Credit Documents, the Lender shall not at any time be entitled to receive, collect or apply, and the Borrower and the Lender shall not be deemed to have contracted for, as interest on the Obligations,principal indebtedness evidenced hereby, any amount in excess of the maximum rate of interest permitted to be charged underby applicable law until such time, if any, as that interest, together with all other interest then payable, falls withinlaw, and in the then applicable maximum lawful rate of interest. Ifevent the Lender shall receive, collectever receives, collects or applyapplies as interest any amount insuch excess, such excess of the then maximum rate of interest, the amount that would be excessive interest shall be applied first to the reductiondeemed partial payment of the principal amount of the Obligations then outstanding in the inverse order of maturity,indebtedness evidenced hereby, and second, if such principal amount isshall be paid in full, any such excess shall forthwith be returnedpaid to the Borrower. In determining whether the interest paid or payable under any specific contingency exceeds the highest lawful rate, the Borrower and the Lender shall, to the maximum extent permitted under applicable law, # characterize any nonprincipal payment as an expense, fee or premium rather than as interest, # exclude voluntary prepayments and the effects thereof, # consider all the Obligations as one general obligation of the Borrower, and # "spread" the total amount of the

SECTIONSection # Usury Laws. AnyUsury. To the extent it may lawfully do so, [[Organization A:Organization]] hereby agrees not to insist upon or plead or in any manner whatsoever claim, and will resist any and all efforts to be compelled to take the benefit or advantage of, usury laws wherever enacted, now or at any time hereafter in force, in connection with any Action or Proceeding that may be brought by any Holder in order to enforce any right or remedy under any Transaction Document. Notwithstanding any provision of this Agreement or any of the other Credit Documents to the contrary notwithstanding,contained in any Transaction Document, it is expressly agreed and provided that the Borrower andtotal liability of [[Organization A:Organization]] under the Lender agree that they doTransaction Documents for payments in the nature of interest shall not intend forexceed the maximum lawful rate authorized under applicable law (the “Maximum Rate”), and, without limiting the foregoing, in no event shall any rate of interest or default interest, or both of them, when aggregated with any other consideration provided forsums in this Agreement and the other Creditnature of interest that [[Organization A:Organization]] may be obligated to pay under the Transaction Documents to be greater thanexceed such Maximum Rate. It is agreed that if the maximum amount permittedcontract rate of interest allowed by law and applicable to the Transaction Documents is increased or decreased by statute or any official governmental action subsequent to the date hereof, the new maximum contract rate of interest allowed by law will be the Maximum Rate applicable to the Transaction Documents from the effective date thereof forward, unless such application is precluded by applicable law. Regardless ofIf, under any provision in this Agreement or any of the other Credit Documents, the Lender shall not be entitled to receive, collect or apply, ascircumstances whatsoever, interest on the Obligations, any amount in excess of the maximum rate of interest permittedMaximum Rate is paid by [[Organization A:Organization]] to be charged under applicable law untilany Holder with respect to indebtedness evidenced by the Transaction Documents, such time, if any, as that interest, together with all other interest then payable, falls within the then applicable maximum lawful rate of interest. If the Lender shall receive, collect or apply any amount in excess of the then maximum rate of interest, the amount that would be excessive interest shall be applied firstby such Holder to the reduction of theunpaid principal amount of any such indebtedness or be refunded to [[Organization A:Organization]], the Obligations then outstanding in the inverse ordermanner of maturity, and second, ifhandling such principal amount is paid in full, any excess shall forthwithto be returned to the Borrower. In determining whether the interest paid or payable under any specific contingency exceeds the highest lawful rate, the Borrower and the Lender shall, to the maximum extent permitted under applicable law, # characterize any nonprincipal payment as an expense, fee or premium rather than as interest, # exclude voluntary prepayments and the effects thereof, # consider all the Obligations as one general obligation of the Borrower, and # "spread" the total amount of the at such Holder’s election.

SECTION # Usury Laws. Any provision of this Agreement or any of the other Credit Documents to the contrary notwithstanding, the Borrower and the Lender agreeUsury. If it shall be found that they do not intend for theany interest or other consideration provided for in this Agreement andamount deemed interest due hereunder violates the other Credit Documentsapplicable law governing usury, the applicable provision shall automatically be revised to be greater than the maximum amount permitted by applicable law. Regardless of any provision in this Agreement or any of the other Credit Documents, the Lender shall not be entitled to receive, collect or apply, as interest on the Obligations, any amount in excess ofequal the maximum rate of interest or other amount deemed interest permitted to be charged under applicable law until such time, if any, aslaw. The Borrower covenants (to the extent that interest, together with all other interest then payable, falls within the then applicable maximum lawful rateit may lawfully do so) that it shall not seek to claim or take advantage of interest. If the Lender shall receive, collect or apply any amount in excess of the then maximum rate of interest, the amountlaw that would be excessive interest shall be applied first toprohibit or forgive the reductionBorrower from paying all or a portion of the principal amount of the Obligations then outstanding in the inverse order of maturity, and second, if such principal amount is paid in full, any excess shall forthwith be returned to the Borrower. In determining whether theor interest paid or payable under any specific contingency exceeds the highest lawful rate, the Borrower and the Lender shall, to the maximum extent permitted under applicable law, # characterize any nonprincipal payment as an expense, fee or premium rather than as interest, # exclude voluntary prepayments and the effects thereof, # consider all the Obligations as one general obligation of the Borrower, and # "spread" the total amount of the on this Note.

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