1 Note to Draft: This [Section 2] will describe the severance payments set forth in [Section 6(b)] or [Section 6(c)], as applicable, of the Executive’s Employment Agreement.

Direct or Indirect Violations. Executive shall be in violation of Section 6(a), 6(c), 6(d), and 6(e) only if Executive directly engages in any or all of the activities set forth in those Sections directly as an individual on Executive’s own account.

Section # Rating 6

Section # Reserves 6

Section # Prepayment 6

Section # Disclosure 6

The second grammatical sentence of [Section 6] of the Agreement is hereby deleted and in its place is inserted the following as the second grammatical sentence of [Section 6]:

The Participant agrees to continue to adhere to the terms and conditions set forth in Section 6 (Restrictive Covenants) of the Plan. The Participant agrees that such terms and conditions are reasonable and necessary to protect the legitimate interests of ​ and that any violation of Section 6 of the Plan by the Participant may cause substantial and irreparable harm to ​. The Participant agrees that ​ may seek any remedies set forth in the Plan, including but not limited to [Section 5(j)] and/or Section 6 of the Plan should the Participant violate Section 6 of the Plan. ​ and the Participant specifically agree that [Section 5(j)] and Section 6 of the Plan are incorporated hereto by reference and integrated herein.

Section # Amendment to [Section 1.3(a)] of the Agreement and [Section 6 of Schedule 1.3(a)]. The following proviso shall be added to the end of the second sentence of [Section 1.3(a)] of the Agreement and [Section 6 of Schedule 1.3(a)]:

Section # Interest Payments 6