The allowance for loan losses reflected in ​’s Financial Statements was, and the allowance for loan losses shown on the ​ Quarterly Statements for periods ending after December 31, 2016 was, adequate, as of the date thereof, under GAAP. ​’s allowance for loan losses is, and shall be as of the Closing Date, in compliance with its existing methodology for determining the adequacy of its allowance for loan losses as well as the standards established by GAAP and is and shall be adequate under all such standards. ​ complied with all orders, written comments and directives provided to it by any Governmental Entities relating to its allowance for loan losses since the date of its Financial Statements.

Tenant shall exercise the 14th Floor Expansion Option, if at all, by Tenant’s delivery to Landlord of written notice thereof (the “Tenant’s Option Exercise Notice”) not later than ten (10) days after Tenant’s receipt of Landlord’s Option Notification. Tenant’s Option Exercise Notice shall advise Landlord that Tenant either # elects to lease the 14th Floor Expansion Space on the terms set forth in Landlord’s Option Notification or # elects to lease the 14th Floor Expansion Space, but desires to have the fair market rent and market tenant improvement allowance (if any) for the subject 14th Floor Expansion Space determined by appraisal in accordance with the procedures set forth in attached Exhibit B. If Tenant’s Option Exercise Notice does not specify whether Tenant has selected (i) or (ii) from the immediately preceding sentence, Tenant shall be deemed to have selected item (i). If Tenant’s Option Exercise Notice selected item (ii), then the parties shall comply with the procedures of Exhibit B to determine the fair market rent and the market improvement allowance (if any) for the 14th Floor Expansion Space (with the fifteen (15) day period referred to in the first sentence of Exhibit B being the fifteen (15) day period following the date of Tenant’s Option Exercise Notice) and the results of the appraisal procedure shall be binding on the parties and Tenant may not revoke its exercise of the of the 14th Floor Expansion Option.

“Bonus Interval” means the amount of EVA growth or diminution as a variance from Expected Improvement determined by the Committee that would result in either # the doubling of the Target Bonus for EVA performance above Expected Improvement; or # the realization of no Target Bonus for EVA performance below Expected Improvement.

“IMPROVEMENT” means any # modification, enhancement, or improvement of an INVENTION or any other invention described in the EXISTING PATENT RIGHTS or # other invention, the manufacture, use, or sale of which modification, enhancement, or improvement would, but for the licenses granted hereunder, infringe one or more claims of the EXISTING PATENT RIGHTS.

Deposit to First Logistics Construction Allowance Reserve Fund. On or prior to the Closing Date, the Borrowers shall establish and thereafter maintain with the Cash Management Bank an account (which may be a sub-account of the Cash Management Account maintained on a ledger basis) for the purpose of reserving First Logistics Construction Allowance Reserve Funds (the “First Logistics Construction Allowance Reserve Account”). The Borrowers hereby acknowledge that, as of the Closing Date, First Logistics has a construction allowance pursuant to the First Logistics Lease in the aggregate amount of One Hundred and Fifty Thousand Dollars ($150,000.00). In connection with such construction allowance, the Borrowers shall deposit with the Agent on the Closing Date the amount of One Hundred and Fifty Thousand Dollars ($150,000.00), which amount shall be held by the Agent and applied in accordance with [Section 7.8.2] and [Section 7.8.3] below. Such amount so deposited shall hereinafter be referred to as the “First Logistics Construction Allowance Reserve Fund.” Any interest earned on the First Logistics Construction Allowance Reserve Fund shall be credited to the Borrowers and added to the First Logistics Construction Allowance Reserve Fund and shall be disbursed as provided in [Section 7.8.2] or [Section 7.8.3], as applicable.

Provision for retirement allowance plan

#​ Corporation’s Car Allowance Plan

“Air Emission Allowance” means any air emission allowance or air emission reduction or similar credit required to comply with applicable Environmental, Health and Safety Laws in relation to the operation of the Facility.

“RTGel Product” means the hydrogel polymer composition known as “RTGel™” with the structure set forth on [Schedule 1.102], or any improvement thereof that is included in RTGel Improvement.

A monthly car allowance of $750.