“Flood Laws” means, collectively, # the National Flood Insurance Reform Act of 1994 (which comprehensively revised the National Flood Insurance Act of 1968 and the Flood Disaster Protection Act of 1973) as now or hereafter in effect or any successor statute thereto, # the Flood Insurance Reform Act of 2004 as now or hereafter in effect or any successor statute thereto and # the Biggert-Waters Flood Insurance Reform Act of 2012 as now or hereafter in effect or any successor statute thereto.

“Flood Insurance Laws” means, collectively, # the National Flood Insurance Reform Act of 1994 (which comprehensively revised the National Flood Insurance Act of 1968 and the Flood Disaster Protection Act of 1973) as now or hereafter in effect or any successor statute thereto, # the Flood Insurance Reform Act of 2004 as now or hereafter in effect or any successor statute thereto and # the Biggert-Waters Flood Insurance Reform Act of 2012 as now or hereafter in effect or any successor statute thereto.

“Flood Insurance Laws” means, collectively, # National Flood Insurance Reform Act of 1994 (which comprehensively revised the National Flood Insurance Act of 1968 and the Flood Disaster Protection Act of 1973) as now or hereafter in effect or any successor statute thereto, # the Flood Insurance Reform Act of 2004 as now or hereafter in effect or any successor statute thereto and # the Biggert-Waters Flood Insurance Reform Act of 2012 as now or hereafter in effect or any successor statute thereto.

“Flood Insurance Laws” means, collectively, # National Flood Insurance Reform Act of 1994 (which comprehensively revised the National Flood Insurance Act of 1968 and the Flood Disaster Protection Act of 1973) as now or hereafter in effect or any successor statute thereto, # the Flood Insurance Reform Act of 2004 as now or hereafter in effect or any successor statue thereto and # the Biggert-Waters Flood Insurance Reform Act of 2012 as now or hereafter in effect or any successor statute thereto.

“Flood Insurance Laws” means, collectively, # National Flood Insurance Reform Act of 1994 (which comprehensively revised the National Flood Insurance Act of 1968 and the Flood Disaster Protection Act of 1973) as now or hereafter in effect or any successor statute thereto, # the Flood Insurance Reform Act of 2004 as now or hereafter in effect or any successor statute thereto and # the Biggert–Waters Flood Insurance Reform Act of 2012 as now or hereafter in effect or any successor statute thereto.

“Flood Insurance Laws” shall mean, collectively, # the National Flood Insurance Reform Act of 1994 (which comprehensively revised the National Flood Insurance Act of 1968 and the Flood Disaster Protection Act of 1973), as now or hereafter in effect or any successor statute thereto, # the Flood Insurance Reform Act of 2004, as now or hereafter in effect or any successor statute thereto and # the Biggert –Waters Flood Insurance Reform Act of 2012, as now or hereafter in effect or any successor statute thereto.

“Flood Laws” means # the National Flood Insurance Act of 1994 (which comprehensively revised the National Flood Insurance Act of 1968 and the Flood Disaster Protection Act of 1973) as now or hereafter in effect or any successor statute thereto, # the Flood Insurance Reform Act of 2004 as now or hereafter in effect or any successor statute thereto, # the Biggert-Waters Flood Insurance Reform Act of 2012 as now or hereafter in effect or any successor statute thereto, and # all other applicable Requirements of Law relating to policies and procedures that address requirements placed on federally regulated lenders relating to flood matters, in each case, as now or hereafter in effect or any successor statute thereto.

“Flood Insurance Laws” means, collectively, # the National Flood Insurance Act of 1968 as now or hereafter in effect or any successor statute thereto, # the Flood Disaster Protection Act of 1973 as now or hereafter in effect or any successor statue thereto, # the National Flood Insurance Reform Act of 1994 as now or hereafter in effect or any successor statute thereto, # the Flood Insurance Reform Act of 2004 as now or hereafter in effect or any successor statute thereto and # the Biggert-Waters Flood Insurance Reform Act of 2012 as now or hereafter in effect or any successor statute thereto.

“Flood Insurance Laws” shall mean, collectively, # the National Flood Insurance Act of 1968 as now or hereafter in effect or any successor statute thereto, # the Flood Disaster Protection Act of 1973 as now or hereafter in effect or any successor statute thereto, # the National Flood Insurance Reform Act of 1994 as now or hereafter in effect or any successor statute thereto, # the Flood Insurance Reform Act of 2004 as now or hereafter in effect or any successor statute thereto and # the Biggert-Waters Flood Insurance Reform Act of 2012 as now or hereafter in effect or any successor statute thereto.

“Flood Insurance Laws” shall mean collectively, # the National Flood Insurance Reform Act of 1994 (which comprehensively revised the National Flood Insurance Act of 1968 and the Flood Disaster Protection Act of 1973), as now or hereafter in effect or any successor statute thereto, # the Flood Insurance Reform Act of 2004, as now or hereafter in effect or any successor statute thereto and # the Biggert –Waters Flood Insurance Reform Act of 2012, as now or hereafter in effect of any successor statute thereto, in each case, together with all statutory and regulatory provisions consolidating, amending, replacing, supplementing, implementing or interpreting any of the foregoing, as amended or modified from time to time.