Financial Condition. The Borrower represents that, at the present time, it is not a party to any material pending or threatened litigation, nor a party to any proceeding or action for the assessment or collection of a material amount of additional taxes, and that it does not know of any material contingent liabilities not provided for or disclosed in the financial statements heretofore provided Lender. The Borrower also represents to Lender that the latest financial statements furnished heretofore to Lender fairly represent its financial condition for the period as of the date stated, all in accordance with generally accepted accounting principles consistently applied; and that no substantial adverse changes have occurred since the date of the last financial statement furnished to Lender.

Financial Condition. The Borrower represents that, at the present time, it is not a party to any material pending or threatened litigation, nor a party to any proceeding or action for the assessment or collectionInformation. Each of a material amount of additional taxes, and that it does not know of any material contingent liabilities not provided for or disclosed in theBorrower’s financial statements heretofore provided Lender. The Borrower also representssupplied to Lender that the latesttruly and completely disclosed Borrower’s financial statements furnished heretofore to Lender fairly represent its financial condition for the period as of the date stated, allof the statement, and there has been no material adverse change in accordance with generally accepted accounting principles consistently applied; and that no substantial adverse changes have occurred sinceBorrower’s financial condition subsequent to the date of the lastmost recent financial statement furnishedsupplied to Lender. Borrower has no material contingent obligations except as disclosed in such financial statements.

All Financial Condition. The Borrower represents that, atStatements of Borrower, which have heretofore been submitted to Lender, fairly present the present time, it is not a party to anyfinancial position of Borrower. Since the dates of such Financial Statements, there have been no material pending or threatened litigation, nor a party to any proceeding or action for the assessment or collection of a material amount of additional taxes, and that it does not know of any material contingent liabilities not provided for or disclosedadverse changes in the financial statements heretofore provided Lender. The Borrower also represents to Lender that the latest financial statements furnished heretofore to Lender fairly represent its financial condition for the period as of the date stated, all in accordance with generally accepted accounting principles consistently applied; and that no substantial adverse changes have occurred since the date of the last financial statement furnished to Lender.Borrower.