Employer Credits. For each Plan Year, an Eligible Employee shall be entitled to an Employer Credit equal to # the excess of 5% of Basic Plan Compensation over half the limit in effect for such Plan Year described in [Section 402(g)(1)(A)] of the Code (and [Section 402(g)(1)(C)] of the Code, if applicable) plus # 5% of the Participant’s Eligible Compensation for such Plan Year. Employer Credits for a Plan Year shall be added to the Participant’s Account as of and as soon as practicable following the earlier of # the last day of the Plan Year, # the Participant becoming Disabled, # the date of the Participant’s Separation from Service, # the date of the Participant’s death, or # the consummation of a Change in Control.

Monthly Credits. With respect to each month during the Credit Period, American shall be entitled to a credit (each, a “Monthly Credit”) in the amount set forth in the “Monthly Credit Amount” column of the table below that corresponds to the Utilization for the applicable month.

Credits. All tax credits of the Company for a fiscal year or other accounting period (or portion thereof, if appropriate) shall be allocated among the Members in accordance with their interests in such items in a manner reasonably determined in good faith by the Board of Managers, consistent with applicable law.

Dividend Credits. Unless otherwise provided in the Participant’s Award Agreement, # any cash dividends paid on Common Stock underlying the Participant’s Restricted Stock or Restricted Stock Units during the period of restriction shall be credited to a bookkeeping account which shall be hypothetically invested in whole shares of Common Stock; and # upon the lapse of restrictions on the Restricted Stock or Restricted Stock Units, the Company will immediately pay the Participant the accumulated value of the bookkeeping account in the form of whole shares of Common Stock, plus any remaining cash.

Interest Credits. An interest credit shall be made to the participant’s Account as of # each February 15, and # the date as of which any distribution is made from the participant’s Account, for the year or portion thereof then ended based on the average daily balance of the Account for such year or portion thereof. The rate of interest shall be 120% of the long-term Applicable Federal Rate published under [section 1274(d)] of the Code for the month in which the interest credit is made to the Account.

Dividend Credits. Any cash dividends paid on Common Stock underlying your Restricted Stock during the Period of Restriction shall be credited to a bookkeeping account which shall be hypothetically invested in whole shares of Common Stock. Upon the lapse of restrictions on the Restricted Stock, the Company will immediately pay you the accumulated value of the bookkeeping account in the form of whole shares of Common Stock, plus any remaining cash.

Valuation of Stock; Dividend Credits. With respect to each amount of Fees deferred to a Director’s Stock Account, the Stock Account shall be credited with a number of shares (including fractional shares) equal to the deferred Fees divided by the closing market price of the Common Stock on the day the deferred Fees would have been paid if not for the deferral. As of each date for payment of dividends on the Common Stock, each Stock Account shall be credited with an additional number of shares (including fractional shares) equal to the total amount of dividends that would have been paid on the number of shares recorded as the balance of that Account as of the record date for such dividend divided by the closing market price for the Common Stock on such dividend payment date.

Performance Credits. In the event that RUS fails to meet a Performance Standard as set forth in [Exhibit B] and this Section 3(c), then in addition to the right to terminate set forth in [Section 9(b)], if applicable, AssetMark shall be entitled to # recover the credits specified in [Exhibit B] not to exceed the then-applicable Maximum Fees at Risk as specified in [Exhibit B] (the “Performance Credits”) or # decline such credits and seek any other remedy to which it may be entitled under this Agreement

Volume Credits. Supplier shall offer discounts to Company on the following schedule, if Company’s monthly billing from Supplier (for Services under this Agreement and any/or other agreements) reaches the applicable breakpoints:

Tax Credits. If any Lender obtains the benefit of a credit against the liability thereof for federal income taxes imposed by any taxing authority for all or part of the Taxes as to which the Borrowers have paid additional amounts as aforesaid (and each Lender agrees to use commercially reasonable efforts to obtain the benefit of any such credit which may be available to it, provided that # it has knowledge that such credit is in fact available to it and # it is able to attribute such credit to this Facility), then such Lender shall reimburse the Borrowers for the amount of the credit so obtained. The decision as to whether or not to seek such a benefit is in the sole discretion of the Lenders. Each Lender agrees that in the event that Taxes are imposed on account of the situs of its loans hereunder, such Lender, upon acquiring knowledge of such event, shall, if commercially reasonable, shift such loans on its books to another office of such Lender so as to avoid the imposition of such Taxes. Nothing contained in this clause shall in any way prejudice the right of the Lenders to arrange their tax affairs in such way as they, in their sole discretion, deem appropriate. In particular, a Lender shall not be required to obtain such tax credit, if this interferes with the way such Lender normally deals with its tax affairs.