A Participant or his or her beneficiary (if applicable) may file a written claim with the Committee with respect to his or her rights to receive a benefit from the Plan. will be informed of the decision of the Committee with respect to the claim within 90 days after it is filed. Under special circumstances, the Committee may require an additional period of not more than 90 days to review a claim. If this occurs, will be notified in writing as to the length of the extension, the reason for the extension, and any other information needed in order to process the claim. If a Participant is not notified within the 90-day (or 180-day, if so extended) period, he or she may consider the claim to be denied.
A Participant or his or her beneficiary (if applicable) may file a written claim with the Committee with respect to his or her rights to receive a benefit from the Plan. The Participant will be informed of the decision of the Committee with respect to the claim within 90 days after it is filed. Under special circumstances, the Committee may require an additional period of not more than 90 days to review a claim. If this occurs, the Participant will be notified in writing as to the length of the extension, the reason for the extension, and any other information needed in order to process the claim. If a Participant is not notified within the 90-day (or 180-day, if so extended) period, he or she may consider the claim to be denied.
A Participant or his or her beneficiary (if applicable) may file a claim with respect to amounts asserted to be due hereunder by filing a written claim with the Committee with respectspecifying the nature of such claim in detail. The Committee shall notify the claimant within 60 days as to hiswhether the claim is allowed or her rights to receive a benefitdenied, unless the claimant receives written notice from the Plan. will be informedCommittee prior to the end of the 60 day period stating that special circumstances require an extension of time for a decision on the claim, in which case the period shall be extended by an additional 60 days. Notice of the Committee with respectCommittee’s decision shall be in writing, sent by mail to the Participant’s last known address and, if the claim within 90 days after it is filed. Under special circumstances,denied, such notice shall # state the Committee may require an additional period of not more than 90 days to review a claim. If this occurs, will be notified in writing asspecific reasons for denial, # refer to the lengthspecific provisions of the extension,Plan upon which such denial is based, and # if applicable, describe any additional information or material necessary to perfect the reason forclaim, an explanation of why such information or material is necessary, and an explanation of the extension, and any other information neededreview procedure in order to process the claim. If a Participant is not notified within the 90-day (or 180-day, if so extended) period, he or she may consider the claim to be denied.[Section 8.4(b)].
AGeneral. Each Participant (and each person or hisentity claiming rights under the Plan through such Participant) shall claim any benefit to which he or her beneficiary (if applicable) may fileshe is entitled under the Plan by a written notification to the Committee. If a claim withis denied, it must be denied within a reasonable period of time, but not in excess of 90 days following receipt of the claim by the Committee unless the Committee determines that special circumstances require an extension of time for processing the claim, in which case, the Committee shall provide the claimant with written notice of extension prior to the termination of the initial 90 day period and shall have an additional 90 days from the expiration of the initial 90 day period to decide such claim. Any such notice of extension shall indicate the special circumstances requiring an extension of time and the date by which the Committee expects to render its decision, The Committee’s decision with respect to his or her rights to receive a benefit from the Plan. willsuch claim shall be informed of the decision of the Committee with respectprovided to the claim within 90 days after it is filed. Under special circumstances, the Committee may require an additional period of not more than 90 days to review a claim. If this occurs, will be notifiedclaimant in writing asin a manner calculated to be understood by the length ofclaimant, and if such claim is denied, shall include # the extension, thespecific reason for the extension,denial, # reference to the specific Plan provisions on which the denial is based, # a description of additional information necessary for the claimant to present his claim, if any, and any otheran explanation of why such information needed in orderis necessary, and # an explanation of the Plan’s claim review procedures and the time limits applicable to processsuch procedures, including a statement of the claim. Ifclaimant’s right to bring a Participant is not notified within the 90-day (or 180-day, if so extended) period, he or she may consider the claim to be denied.civil action under [Section 502] of ERISA following an adverse determination on review.
12.1Filing a Claim. A Participant or hisbeneficiary of a Participant who believes that he or her beneficiary (if applicable)she is eligible for a benefit under this Plan that has not been provided may filesubmit a written claim withfor benefits to the Officer Committee. The Officer Committee with respect to his or her rights to receive a benefit fromshall evaluate each properly filed claim and notify the Plan. will be informedclaimant of the decisionapproval or denial of the Committee with respect to the claim within 90 days after it is filed. Underthe Officer Committee receives the claim, unless special circumstances, the Committee maycircumstances require an additional periodextension of not more than 90 days to review a claim. If this occurs, will be notified in writing as to the length of the extension, the reasontime for the extension, and any other information needed in order to processprocessing the claim. If a Participantan extension of time for processing the claim is not notified withinrequired, the Officer Committee shall provide the claimant with written notice of the extension before the expiration of the initial 90-day (or 180-day, if so extended) period, hespecifying the circumstances requiring an extension and the date by which a final decision will be reached (which date shall not be later than 180 days after the date on which the Officer Committee received the claim). If a claim is denied in whole or she may considerin part, the claimOfficer Committee shall provide the claimant with a written notice setting forth # the specific reasons for the denial, # references to be denied.pertinent Plan provisions upon which the denial is based, # a description of any additional material or information needed and an explanation of why such material or information is necessary, and # the claimant’s right to seek review of the denial pursuant to [Section 12.2] below.
ANotification by Committee. Within 90 days after receiving a claim for benefits (or within 180 days, if special circumstances require an extension of time and written notice of the extension is given to the Participant or his or her beneficiary (if applicable) may file a written claim with the Committee with respect to his or her rights to receive a benefit from the Plan. will be informed of the decision of the Committee with respect to the claimBeneficiary within 90 days after it is filed. Under special circumstances,receiving the claim for benefits), the Committee may require an additional period of not more than 90 days to reviewshall notify the Participant or Beneficiary whether the claim has been approved or denied. If the Committee denies a claim. If this occurs, will be notifiedclaim in writing asany respect, the Committee shall set forth in a written notice to the length of the extension, the reason for the extension, and any other information needed in order to process the claim. If a Participant is not notified within the 90-day (or 180-day, if so extended) period, he or she may consider the claim to be denied.Beneficiary:
A ParticipantDenial of Claim. In the case of the denial of a claim respecting benefits paid or his or her beneficiary (if applicable) may file a written claim with the Committeepayable with respect to his or her rights to receive a benefit from the Plan. Participant, a written notice will be informed of the decision of the Committee with respectfurnished to the claimClaimant within 90 days after itof the date on which the claim is filed. Underreceived by the Committee. If special circumstances,circumstances (such as for a hearing) require a longer period, the Committee may require an additional period of not more than 90 days to review a claim. If this occurs, Claimant will be notified in writing aswriting, prior to the lengthexpiration of the extension,90-day period, of the reasonreasons for an extension of time; provided, however, that no extensions will be permitted beyond 90 days after the extension, and any other information needed in order to processexpiration of the claim. If a Participant is not notified within theinitial 90-day (or 180-day, if so extended) period, he or she may consider the claim to be denied.period.
AIf the claim is denied and a review is desired, the Participant (or beneficiary) shall notify the Committee in writing within sixty (60) days after receipt of the written notice of denial. In requesting a review, the Participant or his or her beneficiary (if applicable) may filerequest a review of pertinent documents with regard to the benefits created under this Plan, may submit any written claim withissues and comments, may request an extension of time for such written submission of issues and comments, and may request that a hearing be held, but the Committee with respectdecision to his or her rights to receivehold a benefit fromhearing shall be within the Plan. will be informedsole discretion of the decision of the Committee with respect to the claim within 90 days after it is filed. Under special circumstances, the Committee may require an additional period of not more than 90 days to review a claim. If this occurs, will be notified in writing as to the length of the extension, the reason for the extension, and any other information needed in order to process the claim. If a Participant is not notified within the 90-day (or 180-day, if so extended) period, he or she may consider the claim to be denied.Committee.
AAny Participant or beneficiary who believes he or she is entitled to receive a distribution under the Plan which he or she did not receive or that amounts credited to his or her beneficiary (if applicable)Account are inaccurate, may file a written claim signed by the Participant, beneficiary or authorized representative with the CommitteeClaims Reviewer, specifying the basis for the claim. The Claims Reviewer shall provide a claimant with respect to hiswritten or her rights to receive a benefit from the Plan. will be informedelectronic notification of the decision of the Committee with respect toits determination on the claim within 90ninety days after it is filed. Undersuch claim was filed; provided, however, if the Claims Reviewer determines special circumstances, the Committee maycircumstances require an additionalextension of time for processing the claim, the claimant shall receive within the initial ninety-day period a written notice of the extension for a period of not more than 90up to ninety days to review a claim. If this occurs, will be notified in writing as tofrom the lengthend of the extension,initial ninety day period. The extension notice shall indicate the reason forspecial circumstances requiring the extension,extension and any other information needed in orderthe date by which the Plan expects to processrender the claim. If a Participant is not notified within the 90-day (or 180-day, if so extended) period, he or she may consider the claim to be denied.benefit determination.
A Participant or his or her beneficiary (if applicable) may fileClaim Procedure. The Committee procedure for handling all claims hereunder and review of denied claims shall be consistent with the provisions of ERISA. If a claim for Plan benefits is denied, the Committee shall provide a written claim with the Committee with respect to his or her rights to receive a benefit from the Plan. will be informed of the decision of the Committee with respect to the claimnotice within 90 days after it is filed. Under special circumstances,to the person claiming the benefits that contains the specific reasons for the denial, specific references to Plan provisions on which the Committee based its denial and a statement that the claimant may require an# request a review upon written application to the Committee within 60 days, # may review pertinent Plan documents and # may submit issues and comments in writing. If a claim is denied because of incomplete information, the notice shall also indicate what additional information is required. If additional time is required to make a decision on the claim, the Committee shall notify the claimant of the delay within the original 90 day period. This notice will also indicate the special circumstances requiring the extension and the date by which a decision is expected. This extension period ofmay not more thanexceed 90 days to review a claim. If this occurs, will be notified in writing as tobeyond the lengthend of the extension, the reason for the extension, and any other information needed in order to process the claim. If a Participant is not notified within thefirst 90-day (or 180-day, if so extended) period, he or she may consider the claim to be denied.period.
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