Normal Retirement – An employee's right to his account balance(s) shall be 100% vested and nonforfeitable upon the attainment of age 65, the normal retirement age. The vesting of an inactive participant who terminates employment prior to normal retirement age shall remain subject to the provisions of the vesting schedule following attainment of such specified age. Distributions shall be administered in accordance with termination from employment provisions of [Section 4.3(a)(3)].

Normal Retirement – An employee's right to his account balance(s) shall be 100% vested and nonforfeitable upon the attainment of age 65, the normal retirement age. The vesting of an inactive participant who terminates employment prior to normal retirement age shall remain subject to the provisions of the vesting schedule following attainment of such specified age. Distributions shall be administered in accordance with termination from employment provisions of [Section 4.3(a)(3)].

NormalEarly Retirement – An employee'In the case of a participant who has attained age 60 and completed 7 years of service before his normal retirement age, the participant's right to his account balance(s) shall be 100% vested and nonforfeitable upon the attainment of age 65, the normal retirement age. The vesting of an inactivenonforfeitable. Such participant who terminates employment prior tomay retire before his normal retirement age shall remain subject towithout the provisionsconsent of the vesting schedule following attainmentemployer and receive payment of benefits from the plan. If a participant separates from service before satisfying the age requirement for early retirement, but has satisfied the service requirement, the participant shall be entitled to elect an early retirement benefit upon satisfaction of such specified age. Distributions shall be administered in accordance with termination from employment provisions of [Section 4.3(a)(3)].age requirement.

NormalLate Retirement – An employee's right toIf a participant remains employed after his normal retirement age, his account balance(s) shall beremain 100% vested and nonforfeitable upon the attainment of age 65, thenonforfeitable. Such participant shall continue to receive allocations to his account as he did before his normal retirement age. The vesting of an inactive participant who terminates employment prior to normal retirement age shall remain subject to the provisions of the vesting schedule following attainment of such specified age. Distributions shall be administered in accordance with termination from employment provisions of [Section 4.3(a)(3)].

Normal Retirement – An employee'Distribution. A Participant who remains in the employ of the Employer until his Normal Retirement Age will receive a Normal Retirement Benefit equal to the vested balance of his Account as of the date of his Retirement. Except as provided in [Section 10.3], payment of the Normal Retirement Benefit will begin on the first day of the second calendar month following the date of the Participant's right to his account balance(s) shallRetirement in the form of equal annual installments through the date the Participant attains age eighty (80). Distributions will be 100% vested and nonforfeitable uponmade in the attainmentform of age 65,cash or Stock, depending on the normal retirement age.Participant's investment crediting rates as provided in [Section 4.4]. The vestingcommencement of an inactive participant who terminates employment prior to normal retirement age shall remainpayment of the Normal Retirement Benefit will be subject to the provisions of the vesting schedule following attainmentsix (6) month delay applicable to Key Employees under [Section 5.4]. A Participant who is entitled to a Normal Retirement Benefit distribution may elect to defer payment of such specified age. Distributions shall be administered in accordance with termination from employment provisions ofdistribution pursuant to [Section 4.3(a)(3)]5.7].