the specific reasons for the denial of the claim (including the facts upon which the denial was based) and reference to any pertinent plan provisions on which the denial is based;
specific reference to pertinent Plan provisions on which the denial is based;
specific reference(s) to pertinent provisions of the Plan upon which such denial was based;
Specific reference to pertinent Plan provisions on which the denial is based;
Specific reference to the pertinent Plan provisions upon which the denial is based;
a specific reference to the Plan provisions on which the denial is based;
references to the specific Plan provisions upon which the denial is based;
specific reference to the pertinent Plan provisions on which the denial is based,
the specific provisions on which the denial is based;
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