Covenant Not to Compete. During the Restricted Period, Employee shall not, within the geographic areas composed of the circles surrounding the Bank’s then existing banking offices, with each circle having the applicable banking office as its center point and a radius of 25 miles (the “Territory”), directly or indirectly, in any capacity, render services, or engage or have a financial interest in, any business that shall be competitive with any of those business activities in which Bancorp or any of Bancorp’s subsidiaries or affiliates (the “Bank Group”) is engaged as of the date of this Agreement, which business activities include, but are not limited to, the provision of banking services (collectively, the “Business”); provided, however, that Employee’s ownership of less than five percent (5%) of the outstanding securities of any entity engaged in the Business that has a class of securities listed on a securities exchange or qualified for quotation on any over-the-counter market shall not be a violation of the foregoing. For purposes of this Agreement, “Restricted Period” shall mean the period of one (1) year after Employee’s Date of Termination.

Covenant Not to Compete.Solicit Customers. During the Restricted Period, within the Territory Employee shall not, within the geographic areas composed of the circles surrounding the Bank’s then existing banking offices, with each circle having the applicable banking office as its center point and a radius of 25 miles (the “Territory”), directly or indirectly, inindividually or on behalf of any capacity, render services,other person or engage or haveentity (other than a financial interest in, any business that shall be competitive with any of those business activities in which Bancorp or any of Bancorp’s subsidiaries or affiliates (the “Bank Group”) is engaged asmember of the date of this Agreement, which business activities include, but are not limited to, the provision ofBank Group), offer to provide banking services (collectively, the “Business”); provided, however, that Employee’s ownershipto any person, partnership, corporation, limited liability company, or other entity who is or was a customer of less than five percent (5%)any member of the outstanding securities ofBank Group during any entity engaged in the Business that has a class of securities listed on a securities exchange or qualified for quotation on any over-the-counter market shall not be a violationpart of the foregoing. For purposes of this Agreement, “Restricted Period” shall meantwelve (12) month period immediately prior to the period of one (1) year after Employee’s Date of Termination.