If a claim for benefits under the Plan is denied, in whole or in part, the Board will provide a written notice of the denial within a reasonable period of time, but not later than 90 days after the claim is received. If special circumstances require more time to process the claim, the Board will issue a written explanation of the special circumstances prior to the end of the 90 day period and a decision will be made as soon as possible, but not later than 180 days after the claim is received.
If a claim for benefits under the PlanPre-2005 Addendum is denied, in whole or in part, the BoardCommittee will provide a written notice of the denial within a reasonable period of time, but not later than 90 days after the claim is received. If special circumstances require more time to process the claim, the BoardCommittee will issue a written explanation of the special circumstances prior to the end of the 90 day period and a decision will be made as soon as possible, but not later than 180 days after the claim is received.
If a claim for benefits underis wholly or partially denied, the Plan is denied, in whole or in part,plan administrator shall notify the Board will provide a written noticeclaimant of the denialplan's adverse benefit determination within a reasonable period of time, but not later than 90 days after receipt of the claim is received. Ifby the plan, unless the plan administrator determines that special circumstances require morean extension of time for processing the claim. If the plan administrator determines that an extension of time for processing is required, written notice of the extension shall be furnished to process the claim,claimant prior to the Board will issuetermination of the initial 90‑day period. In no event shall such extension exceed a written explanationperiod of 90 days from the end of such initial period. The extension notice shall indicate the special circumstances priorrequiring an extension of time and the date by which the plan expects to render the end of the 90 day period and a decision will be made as soon as possible, but not later than 180 days after the claim is received.benefit determination.
IfDenial of Claim. In the case of the denial of a claim forrespecting benefits under the Plan is denied, in wholepaid or in part, the Board will providepayable with respect to a Participant, a written notice will be furnished to the Claimant within 90 days of the denial withindate on which the claim is received by the Committee. If special circumstances (such as for a reasonable periodhearing) require a longer period, the Claimant will be notified in writing, prior to the expiration of time, but not later thanthe 90-day period, of the reasons for an extension of time; provided, however, that no extensions will be permitted beyond 90 days after the claim is received. If special circumstances require more time to process the claim, the Board will issue a written explanationexpiration of the special circumstances prior to the end of the 90 initial 90-day period and a decision will be made as soon as possible, but not later than 180 days after the claim is received.period.
If a claim for benefits under the Plan is denied, in whole or in part, theThe Board will provide a written noticereconsider the claimant’s claim, taking into account all evidence, documentation, and other information related to the claim and submitted on the claimant’s behalf, regardless of whether such information was submitted or considered in the initial denial of the denialclaim. The Board will make a decision within a reasonable period of time, but not later than 90 days after the claim is received.60 days. If special circumstances require more time to processfor this process, the claim, the Boardclaimant will issue areceive written explanation of the special circumstances prior to the end of the 90initial 60 day period and a decision will be madesent as soon as possible, but not later than 180120 days after the claim is received.Board receives the request.
When a Claim has been filed properly, it shall be evaluated and the Claimant shall be notified of the approval or the denial of the Claim within ninety (90) days after the receipt of such Claim unless special circumstances require an extension of time for processing the Claim. If such an extension of time for processing is required, written notice of the extension shall be furnished to the Claimant prior to the termination of the initial ninety (90) day period, which notice shall specify the special circumstances requiring an extension and the date by which a final decision will be reached (which date shall not be later than one hundred and eighty (180) days after the date on which the Claim was filed). A Claimant shall be given a written notice in which the Claimant shall be advised as to whether the Claim is granted or denied, in whole or in part. If a claim for benefits under the PlanClaim is denied, in whole or in part, the Board will providenotice shall contain # the specific reasons for the denial, # references to pertinent Plan provisions upon which the denial is based, # a written noticedescription of any additional material or information necessary to perfect the Claim and an explanation of why such material or information is necessary, and # the Claimant’s right to seek review of the denial within a reasonable period of time, but not later than 90 days after the claim is received. If special circumstances require more time to process the claim, the Board will issue a written explanation of the special circumstances prior to the end of the 90 day period and a decision will be made as soon as possible, but not later than 180 days after the claim is received.denial.
If any claim for benefits is wholly or partially denied, unless special circumstances require an extension of time, the claimant shall be given written or electronic notice within 90 days (or in the case of a claim for disability benefits under(a “disability claim”), 45 days) following the Plan is denied, in whole or in part, the Board will provide a written notice of the denial within a reasonable period of time, but not later than 90 days afterdate on which the claim is received. If special circumstances require more timefiled, which notice shall set forth # the specific reason or reasons for the denial; # specific references to process the claim,pertinent Plan provisions on which the Board will issuedenial is based; # a writtendescription of any additional material or information necessary for the claimant to perfect the claim and an explanation of why such material or information is necessary; and # an explanation of the special circumstances priorPlan’s claim review procedure, including the steps to be taken if the end of the 90 day period and a decision will be made as soon as possible, but not later than 180 days afterclaimant wishes to submit the claim is received.for review and the time limits for requesting a review.
When a Claim has been filed properly, it shall be evaluated and the Claimant shall be notified of the approval or the denial of the Claim within ninety (90) days after the receipt of such Claim unless special circumstances require an extension of time for processing the Claim. If such an extension of time for processing is required, written notice of the extension shall be furnished to the Claimant prior to the termination of the initial ninety (90) day period, which notice shall specify the special circumstances requiring an extension and the date by which a final decision will be reached (which date shall not be later than one hundred and eighty (180) days after the date on which the Claim was filed). A Claimant shall be given a written notice in which the Claimant shall be advised as to whether the Claim is granted or denied, in whole or in part. If a claim for benefits under the PlanClaim is denied, in whole or in part, the Board will providenotice shall contain # the specific reasons for the denial, # references to pertinent Plan provisions upon which the denial is based, # a written noticedescription of any additional material or information necessary to perfect the Claim and an explanation of why such material or information is necessary, and # the Claimant’s right to seek review of the denial within a reasonable period of time, but not later than 90 days after the claim is received. If special circumstances require more time to process the claim, the Board will issue a written explanation of the special circumstances prior to the end of the 90 day period and a decision will be made as soon as possible, but not later than 180 days after the claim is received.denial.
If athe claim for benefits under the Plan is denied, in wholefull or in part, the Board willCommittee shall provide a written notice within (90) days setting forth the specific reasons for denial, and any additional material or information necessary to perfect the claim, and an explanation of why such material or information is necessary, and appropriate information and explanation regarding the steps to be taken if a review of the denial within a reasonable period of time, but not later than 90 days after the claim is received. Ifdesired. However, if special circumstances require morean extension of the period of time to process thefor considering a claim, the Board will issue a90-day period can be extended for an additional 90 days by giving the claimant written explanationnotice of the special circumstances prior toextension, the end ofreason why the 90 day periodextension is necessary, and the date a decision will be made as soon as possible, but not later than 180 days after the claim is received.expected.
IfThe claimant may request a review of any denial of his or her claim for benefits underby written application to the Plan is denied, in whole or in part,Committee within 60 days after receipt of the Board will provide a written notice of the denial within a reasonable period of time, but not later than 90such claim. Within 60 days after the claim is received. If(or, if special circumstances require morean extension of time to process the claim, the Board will issue a written explanationfor processing, 120 days, in which case notice of thesuch special circumstances priorshould be provided within the initial 60-day period) after receipt of written application for review, the Committee will provide the claimant with its decision in writing, including, if the claimant's claim is not approved, specific reasons for the decision and specific references to the end ofPlan provisions on which the 90 day period and a decision will be made as soon as possible, but not later than 180 days after the claim is received.based.
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