3.2Bid Request. No more frequently than once each Business Day, Borrower may request offers from all Lenders which have an Individual 5-Year Commitment, acting severally and not jointly, to make Bid Advances by giving the Bid Agent notice by telecopier or electronic transmission (effective upon receipt), substantially in the form of [Exhibit 3.2] hereto (“Bid Request”) on or before 10:00 A.M. (Central time) on the Business Day the proposed Bid Rate Loan is to be made. By 10:30 A.M. (Central time) of the same Business Day, the Bid Agent shall, by telecopier or electronic transmission, send to all of the Lenders eligible to receive a Bid Request a copy of such Bid Request. Each Bid Request must specify # the total amount of such requested Bid Advances, # the individual amount of each requested Bid Advance with a different proposed Bid Maturity Date, # the proposed Business Day of making such Bid Advance (which shall be the same Business Day on which the Bid is submitted), and # the proposed maturity dates for such Bid Advances (each a “Bid Maturity Date”) which must be Business Days and which must not extend beyond the 5-Year Maturity Date. Borrower may request offers to make more than one Bid Rate Loan (up to a maximum of five (5) Bid Rate Loans in a single Bid Request), each with a different Bid Maturity Date, in a single Bid Request.

3.3Bid Procedure. Each Lender with an Individual 5-Year Commitment may, in its sole discretion, submit to the Bid Agent a written quote, substantially in the form of [Exhibit 3.3] hereto and signed by an authorized signatory of such Lender as determined by the Bid Agent in its sole discretion (“Bid”), containing an offer or offers to make one or more Bid Advances in a specified amount or amounts in response to such Bid Request (and may elect to bid with respect to any or all Bid Advances with different Bid Maturity Dates specified in the Bid Request); provided, however, each Lender is limited to one Bid submission per Bid Request (which may cover more than one Bid Maturity Date) and a Lender may not submit a Bid in an amount in excess of such Lender’s Individual 5-Year Lending Capacity. A Bid may set forth offers for up to five (5) separate Bid Rates for each of the applicable Bid Advances, provided that each Bid shall specify the aggregate principal amount of Bid Advances for all Bid Maturity Dates that the Lender submitting such Bid is willing to make at the interest rate or rates specified in such Bid (each a “Bid Rate”) pursuant to such Bid. Each Bid by a Lender (other than by the Bid Agent acting in its capacity as a Lender) must be submitted to the Bid Agent by telecopier or electronic transmission not later than 11:15 A.M. (Central time) on the same Business Day. The Bid Agent, in its capacity as a Lender, may submit Bids; provided such Bids must be finalized not later than 11:00 A.M. (Central time) on the same Business Day. Each Bid shall be irrevocable. The Bid Agent shall disregard a Bid if it # is not substantially in conformity with [Exhibit 3.3] hereto, # contains qualifying or conditional language, # proposes terms other than or in addition to those set forth in the applicable Bid Request, or # arrives after the applicable time set forth in this [Section 3.3]. By 11:30 A.M. (Central time) on the same Business Day, the Bid Agent shall send copies of all Bids to Borrower by telecopier or electronic transmission (“Bid Results Notice”). At no time shall the Bid Rate specified in a Bid be deemed to be below 0%.