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No Designated Beneficiary. If the Participant dies on or after the date the distributions begin and there is no designated Beneficiary as of September 30 of the year after the year of the Participant’s death, the minimum amount that will be distributed for each distribution calendar year after the year of the Participant’s death is the quotient obtained by dividing the Participant’s account balance by the Participant’s remaining life expectancy calculated using the age of the Participant in the year of death, reduced by one for each subsequent year.

No Designated Beneficiary.Beneficiary: If the Participant dies on or after the date the distributions begin and there is no designated Beneficiary as of September 30 of the year after the year of the Participant’Participant's death, the minimum amount that will be distributed for each distribution calendar year after the year of the Participant’Participant's death is the quotient obtained by dividing the Participant’Participant's accountAccount balance by the Participant’Participant's remaining life expectancy calculated using the age of the Participant in the year of death, reduced by one for each subsequent year.

No Designated Beneficiary. If the Participant dies on or after the date the distributions begin and there is no designatedDesignated Beneficiary as of September 30 of the year after the year of the Participant’Participant’s death, the minimum amount that will be distributed for each distribution calendar yearDistribution Calendar Year after the year of the Participant’Participant’s death is the quotient obtained by dividing the Participant’Participant’s account balanceAccount Balance by the Participant’Participant’s remaining life expectancyLife Expectancy calculated using the age of the Participant in the year of death, reduced by one for each subsequent year.

No Designated Beneficiary.Beneficiary If the Participantparticipant dies on or after the date the distributions begin and there is no designated Beneficiarybeneficiary as of September 30 of the year after the year of the Participant’participant's death, the minimum amount that will be distributed for each distribution calendar year after the year of the Participant’participant's death is the quotient obtained by dividing the Participant’participant's account balance by the Participant’participant's remaining life expectancy calculated using the age of the Participantparticipant in the year of death, reduced by one for each subsequent year.

No Designated"designated Beneficiary." If the Participant dies on or after the date the distributions begin and there is no designated Beneficiary"designated Beneficiary" as of September 30 of the year after the year of the Participant’Participant's death, the minimum amount that will be distributed for each distribution"distribution calendar yearyear" after the year of the Participant’Participant's death is the quotient obtained by dividingdivid ing the Participant’"Participant's account balancebalance" by the Participant’Participant's remaining life expectancy"life expectancy" calculated using the age of the Participant in the year of death, reduced by one for each subsequent year.

NoParticipant Survived by Designated Beneficiary. If the Participant dies on or after the date the distributions begin and there is noa designated Beneficiary as of September 30 of the year after the year of the Participant’s death,Beneficiary, the minimum amount that will be distributed for each distribution calendar year after the year of the Participant’s death is the quotient obtained by dividing the Participant’s account balance by the Participant’slonger of the remaining life expectancy calculated using the age of the Participant inor the yearremaining life expectancy of death, reduced by one for each subsequent year.the Participant’s designated Beneficiary, determined as follows:

NoParticipant Survived by Designated Beneficiary.Beneficiary: If the Participant dies on or afterbefore the date the distributions begin and there is noa designated Beneficiary as of September 30 of the year after the year of the Participant’s death,Beneficiary, the minimum amount that will be distributed for each distribution calendar year after the year of the Participant’Participant's death is the quotient obtained by dividing the Participant’Participant's accountAccount balance by the Participant’s remaining life expectancy calculated using the age of the ParticipantParticipant's designated Beneficiary, determined as provided in the year of death, reduced by one for each subsequent year.[Section 6.8(d)(i)].

No DesignatedParticipant survived by "designated Beneficiary." If the Participant dies on or after the date the distributions begin and there is no designated Beneficiary as of September 30 of the year after the year of the Participant’s death,a "designated Beneficiary," the minimum amount that will be distributed for each distribution"distribution calendar yearyear" after the year of the Participant’Participant's death is the quotient obtained by dividing the Participant’"Participant's account balancebalance" by the Participant’slonger of the remaining life expectancy calculated using the age"life expectancy" of the Participant inor the yearremaining "life expectancy" of death, reduced by one for each subsequent year.the Participant's "designated Beneficiary," determined as follows:

NoParticipant Survived by Designated Beneficiary. If the Participant dies on or afterbefore the date the distributions begin and there is no designated Beneficiary as of September 30 of the year after the year of the Participant’s death,a Designated Beneficiary, the minimum amount that will be distributed for each distribution calendar yearDistribution Calendar Year after the year of the Participant’Participant’s death is the quotient obtained by dividing the Participant’Participant’s account balanceAccount Balance by the Participant’s remaining life expectancy calculated using the ageLife Expectancy of the ParticipantParticipant’s Designated Beneficiary, determined as provided in the year of death, reduced by one for each subsequent year.[Section 4A.4(a)].

NoParticipant Survived by Designated Beneficiary.Beneficiary If the Participantparticipant dies on or after the date the distributions begin and there is noa designated Beneficiary as of September 30 of the year after the year of the Participant’s death,beneficiary, the minimum amount that will be distributed for each distribution calendar year after the year of the Participant’participant's death is the quotient obtained by dividing the Participant’participant's account balance by the Participant’slonger of the remaining life expectancy calculated using the age of the Participant inparticipant or the yearremaining life expectancy of death, reduced by one for each subsequent year.the participant's designated beneficiary, determined as follows:

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