Except as provided in [Section 6.3(c)(2)], the named fiduciary must render a decision no later than 60 days after receiving the written request for review, unless circumstances make it impossible to do so; but in no event shall the decision be rendered later than 120 days after the request for review is received. If the named fiduciary determines that an extension of time for processing is required, written notice of the extension shall be furnished to the claimant by the plan administrator prior to the termination of the initial 60-day period. The extension notice shall indicate the special circumstances requiring an extension of time and the date by which the plan expects to render the determination on review.

A decision will be rendered no latermore than 60 days after receiving the writtenPlan Administrator’s receipt of the request for review, unlessexcept that such period may be extended for an additional 60 days if the Plan Administrator determines that special circumstances make it impossible to do so; but in no event shall the decision be rendered later than 120 days after the request(such as for review is received.a hearing) require such extension. If the named fiduciary determines that an extension of time for processing is required, written notice of the extension shallwill be furnished to the claimant bybefore the plan administrator prior to the terminationend of the initial 60-day period. The extension notice shall indicate the special circumstances requiring an extension of time and the date by which the plan expects to render the determination on review.

A decision will be rendered no latermore than 60 days after receiving the writtenreceipt of the request for review, unlessexcept that such period may be extended for an additional 60 days if the Plan Committee determines that circumstances make it impossible to do so; but in no event shall the decision be rendered later than 120 days after the request(such as for review is received.a meeting) require such extension. If the named fiduciary determines that an extension of time for processing is required, written notice of the extension shallwill be furnished to the claimant bybefore the plan administrator prior to the terminationend of the initial 60-day period. The extension notice shall indicate the special circumstances requiring an extension of time and the date by which the plan expects to render the determination on review.

The Plan Administrator shall render a decision no later thandetermination upon the appealed claim which determination shall be accompanied by a written statement as to the reasons therefore. The determination shall be communicated to the Claimant within 60 days after receivingof the writtenClaimant’s request for review, unless circumstances make it impossible to do so; but in no event shall the decision be rendered later than 120 days after the request for review is received. If the named fiduciaryPlan Administrator determines that special circumstances require an extension of time for processing is required, written noticethe claim. In such case, the Plan Administrator shall notify the Claimant of the need for an extension shall be furnishedof time to the claimant by the plan administratorrender its decision prior to the terminationend of the initial 60-day period. The extension notice shall indicate the special circumstances requiring an extension of timeperiod, and the date byPlan Administrator shall have an additional 60-day period to make its determination. The determination so rendered shall be binding upon all parties. If the determination is adverse to the Claimant, the notice shall: # provide the reason or reasons for denial; # make specific reference to the Plan provisions on which the plan expectsdetermination was based; # include a statement that the Claimant is entitled to renderreceive, upon request and free of charge, reasonable access to, and copies of, all documents, records and other information relevant to the determination on review.Claimant’s claim for benefits; and # state that the Claimant has the right to bring an action under [section 502(a)] of ERISA.

#Timing of Plan Administrator Response. The Plan Administrator shall respond to the named fiduciary must render a decision no later thanclaimant’s request for review within 60 days after receiving the written request for review, unless circumstances make it impossible to do so; but in no event shall the decision be rendered later than 120 days after the request for review is received.request. If the named fiduciaryPlan Administrator determines that an extension ofspecial circumstances require additional time for processing is required, written notice of the extension shall be furnished torequest, the Plan Administrator can extend the response period by an additional 60 days by notifying the claimant by the plan administratorin writing, prior to the terminationend of the initial 60-day period.period, which an additional period is required. The notice of extension notice shall indicate the special circumstances requiring an extension of time andmust set forth the date by which the planPlan Administrator expects to render the determination on review.its decision.