Amendment to [Section 4.c]. [Section 4.c]. of the Agreement is amended in its entirety to read as follows:

Amendment to [Section 4.3]. The following is added to the end of [Section 4.3]: Retailer acknowledges that Bank may, without notice, or consent from Retailer, solicit Cardholders for deposit products.”

Amendment to [Section 4.1]. [Section 4.1] of the Agreement is hereby amended by deleting the phrase “Greenberg Traurig, LLP” in ​ of the Agreement and replacing it with the phrase “McDermott Will & Emery LLP”.

[Section 4.2] is hereby amended by deleting “75%” from [clause (i)] and substituting “100%” in lieu thereof.

[Section 4.01(n)] of the Existing Credit Agreement is hereby amended and restated in its entirety to read as follows:

[Section 4.1] of the Plan is hereby amended and restated in its entirety to increase the number of shares reserved for issuance under the Plan as follows:

[Section 4.1] “Base Fee” is hereby deleted and replaced in its entirety with the following:

[Section 4.01(a)] of the Plan is amended to add a new paragraph to the end thereof to state in its entirety as follows:

[Section 4.03(b)(17)] of the Indenture is hereby amended by deleting the word “and” at the end thereof.

[Section 4.06] of the Credit Agreement is hereby amended by adding the words “non-delinquent” before the word “premiums” in [clause (iii)] thereof.