Amendment to [Schedule B]. The Product pricing tables on [Schedule B] of the Product Agreement are hereby amended and replaced with the pricing tables set forth on Exhibit 1 of this Amendment. For clarity, the pricing set forth in the updated pricing tables applies with respect to Product purchases beginning retroactively as of January 1, 2016.

[Schedule B]. [Schedule B] to the 1st Amendment is hereby deleted in its entirety and replaced with new [Schedule B] attached hereto.

Amendment to [Schedule 1]. The Credit Agreement is hereby amended to delete [Schedule 1] (Commitments of Lenders) therefrom and to insert in place thereof a new [Schedule 1] in the form of [Schedule 1] hereto.

Amendment to [Schedule 4.2] [Exhibit A], The investment guidelines attached as [Schedule 4.2] to the Agreement are hereby replaced in their entirety with the investment guidelines attached hereto.

Investment Guidelines for ​ Risk Control Separate Accounts and Declared Rate Separate Accounts

*A pass-through security or unleveraged CMO class

MEMBERS® Zone Annuity

Amendment to [Schedule 2.01]. [Schedule 2.01] is amended and restated in its entirety to read as set forth in [Schedule 2.01] hereto.

Amendment to Vesting Schedule. Although the Company reserves the right to amend the vesting schedule at any time, the Company shall not amend the vesting schedule (and no such amendment shall be effective) if the amendment would reduce the vested percentage of any Participant’s Account (determined as of the later of the date the Company adopts the amendment or the date the amendment becomes effective) to a percentage less than the vested percentage computed under the Plan without regard to the amendment. If the vesting schedule of the Plan is amended or any other amendment to the Plan is adopted which directly or indirectly affects the computation of the vested percentage of a Participant’s Account, the vested benefit of any Participant who has completed at least three (3) Years of Service shall be computed under the vesting

Amendment to [Section V(b)]. [Section V(b)] of the Plan is hereby amended and restated in its entirety as follows:

“Schedule Amendment”: each Schedule Amendment, substantially in the form of [Exhibit B], executed and delivered pursuant to ​.

[Schedule B] is hereby deleted in its entirety and replaced by [Schedule B] in the form attached to this Amendment.

(a) Amendment to [Section 3(b)]. The first sentence of [Section 3(b)] is hereby deleted in its entirety and replaced with the following:

[Exhibit B]. The […] section of […] of the Contract is deleted and replaced with the following:

[Schedule 4.6(b)] to this Agreement sets forth a complete and accurate description of each of the actions, suits, or proceedings with asserted liabilities in excess of, or that would reasonably be expected to result in liabilities in excess of, $10,000,000 (in excess of insurance coverage therefor provided by an insurer which has not denied coverage therefor) that, as of the Sixth Restatement Effective Date, is pending or, to the knowledge of any Borrower, after due inquiry, threatened against Parent or any of its Restricted Subsidiaries.

[Schedule 2.01] to the Existing Credit Agreement is amended to read in the form of [Schedules 2.01] attached hereto.