Vesting of Matching Restoration Account. Except as provided in [Section 9.03], a Participant shall be fully vested at all times in the Participant’s Matching Restoration Account.

Elections), the matching contribution vesting schedule set forth in the Adoption Agreement shal l only apply to the portion of the Participant's Account attributable to matching contributions made after ​ and matching contributions made pri or to the first day of the first Plan Year beginning after ​ will vest in accordance with the vesting schedule then in effect.

Distribution from QVEC Account. A Participant may, upon written request delivered to the Administrator, make withdrawals from such Participant's Qualified Voluntary Employee Contribution Account. Any distribution shall be made in a manner which i s consistent with and satisfies the provisions of [Section 6.5], including, but not limited to, all notice and consent requirements of Code

Changes to Prior Distribution Elections. A Director may elect to modify a prior Distribution Election to the extent permitted under Section 409A of the Code; provided, that, # such election may not take effect until at least twelve (12) months after the date on which the election is made; # the payment (except in the case of death) with respect to which the election is made is deferred for a period of not less than five (5) years from the date such payment would otherwise have been paid (in the case of installment payments, five years from the date the first installment was scheduled to be paid); and # the election must be made not less than twelve (12) months before the payment is scheduled to be paid (in the case of installment payments, twelve (12) months before the first installment was scheduled to be paid).

Qualified Matching Contributions – The employer matching contribution shall not be treated as a qualified matching contribution. A qualified matching contribution means matching contributions that are subject to the distribution and nonforfeitability requirements under Code section 401(k) when made. A matching contribution must be a qualified matching contribution under Regulation [[section 1.401(k)-2(a)(6)])]])] in order to be taken into account under the ADP test.

[Section 5.1(b)(1)(C)] (setting forth certain distribution options for the amount credited to a Participant’s Active SRSP Account) is hereby amended by adding thereto to [clauses [(iii) and (iv)])]])], such that it shall read as follows effective for distribution elections or changes to distribution elections made on or after such date as the Committee shall designate:

Form of Distribution for Director and Survivor Payout Elections for amounts credited to the Director's DSU Account on or before ​

Distribution on Account of Death; Distribution Following Death. Upon the death of a Participant prior to Termination of Employment or other distribution trigger, the Participant’s Account balance will be paid to the Participant’s Beneficiary in a single lump sum as soon as practicable following the Participant’s death, but in no event later than the last day of the calendar year immediately following the calendar year in which the Participant’s death occurs. Upon the death of a Participant following Termination of Employment or other distribution trigger, distribution will continue in the same form and at the same time it was scheduled to be paid to the Participant, subject to [Section 5.3]; provided, that upon the Beneficiary’s death, any unpaid amounts will be paid to the estate of the Beneficiary as soon as practicable following the Beneficiary’s death, but in no event later than the last day of the calendar year immediately following the calendar year in which the Beneficiary’s death occurs.

ESOP Component Diversification Withdrawals. Subject to [Section 7.4(d)], a Participant or Former Participant that has attained age 55 may at any time withdraw all or any part of the balance in his Company Matching Account and Profit Sharing Account; provided that any such withdrawal must be no less than ​. This [Section 7.4(c)] represents the distribution rules applicable to the former ESOP component of the Plan. Accordingly, for purpose of this [Section 7.4(c)], the terms “Company Matching Account” and “Profit Sharing Account” do not include legacy matching contribution accounts held under the prior versions of the Plan that were not attributable to the ESOP component of the Plan.

Company Matching Account means the Account established for a Participant’s Company Matching Contributions and the income, expenses, gains and losses with respect thereto, and includes all amounts previously held in the Participant’s “Restricted Company Matching Account” and “Unrestricted Company Matching Account.”