““Amendment No. 13” means Amendment No. 13 to Financing Agreement, dated as of July 24, 2022, by and among the Loan Parties, the Administrative Agent and the Lenders.”

“Amendment No. 2 Effective Date” means October 29, 2018.

Amendment No. 1 Consent Effective Date. The Amendment No. 1 Consent Effective Date shall have occurred.

Amendment No. 7 to Pricing Side Letter, executed and delivered by duly authorized officers of the Administrative Agent, the Buyers, the Seller and the Guarantor.

Amendment No. 1 to Third Amended and Restated Pricing Side Letter, executed and delivered by duly authorized officers of the Administrative Agent, the Buyers, the Seller, PennyMac Holdings, LLC, PennyMac Corp., PMC REO Financing Trust, PMC REO Trust 2015-1 and Guarantor; and

Amendment No. 1 to Pricing Side Letter, executed and delivered by duly authorized officers of the Administrative Agent, the Buyers, the Seller and the Guarantor; and

“Amendment No. 2” shall mean Amendment No. 2 to Amended and Restated Loan and Security Agreement, dated December 20, 2016, by and among Borrowers, Guarantors, Administrative Agent and Lenders, as amended, modified, supplemented, extended, renewed, restated or replaced.

Amendment No. 4 and Limited Waiver Lead Arranger. Merrill Lynch, Pierce, Fenner & Smith Incorporated is acting as lead arranger in connection with the Amendment No. 4 and Limited Waiver and shall be entitled to all rights, indemnities, privileges and immunities applicable to the “Arrangers” under the Loan Documents in connection herewith.

““Amendment No. 13 Effective Date” means the “Amendment Effective Date” as set forth in Amendment No. 13.”

“Amendment No. 1” shall mean Amendment No. 1 to Amended and Restated Loan and Security Agreement, dated January 9, 2015, by and among Borrowers, Guarantors, Administrative Agent and Lenders, as amended, modified, supplemented, extended, renewed, restated or replaced.