Employee Benefits. During the Term, the Executive will be eligible to participate in or receive benefits under all employee benefit plans, programs, arrangements and practices in which Executive was participating or otherwise deriving benefit immediately prior to the Effective Date, including but not limited to the Bank’s tax-qualified pension plan, tax-qualified 401(k) plan, supplemental executive retirement plan, medical plan, dental plan, vision plan, life insurance plan, short-term and long-term disability plans, fringe benefit arrangements, and executive perquisite arrangements (collectively, the “Benefit Plans”). During the Term, and to the extent consistent with applicable law, the Bank will not, without the Executive’s prior written consent, make any changes to any material Benefit Plan that would be materially adversely affect the Executive’s rights or benefits under such Benefit Plan, unless an equitable arrangement (embodied in an ongoing or substitute arrangement) is made with respect to such change. During the Term, the Executive also will be entitled to participate in or receive benefits under any employee benefit plan, program, arrangement or practice made available by the Company or the Bank in the future, subject to and on a basis consistent with the terms, conditions and overall administration of such plans and arrangements.

Employee Benefits. During the Term, the Executive will be eligible to participate in or receive benefits underany and all employee benefit plans, programs, arrangementsplans made available to similarly situated employees of the Company from time to time and practiceson the same terms as similarly situated employees, except to the extent duplicative of or in which Executive was participating or otherwise derivingconflict with a benefit immediately priorprovided hereunder, subject to plan terms and applicable Company policies. As of the Effective Date, including but not limited to the Bank’s tax-qualified pension plan, tax-qualifiedsuch benefits include group health and dental, life and disability insurance and a 401(k) plan, supplemental executive retirement plan, medical plan, dental plan, vision plan, life insurance plan, short-term and long-term disability plans, fringe benefit arrangements, and executive perquisite arrangements (collectively, the “Benefit Plans”). During the Term, and to the extent consistent with applicable law, the Bank will not, without the Executive’s prior written consent, make any changes to any material Benefit Plan that would be materially adversely affect the Executive’s rights or benefits under such Benefit Plan, unless an equitable arrangement (embodied in an ongoing or substitute arrangement) is made with respect to such change. During the Term, the Executive also will be entitled to participate in or receive benefits under any employee benefit plan, program, arrangement or practice made available by the Company or the Bank in the future, subject to and on a basis consistent with the terms, conditions and overall administration of such plans and arrangements.plan.

Benefit Plans. During the Term, the Executive willshall be eligible to participate in or receive benefits under all employee benefit plans, programs, arrangementssuch medical, dental, health, retirement, savings, welfare and practices in which Executive was participating or otherwise deriving benefit immediately priorlife and disability insurance plans (including supplemental retirement and savings plans) generally made available from time to time to senior executives of the Effective Date, including but not limitedCompany (subject to the Bank’s tax-qualified pension plan, tax-qualified 401(k) plan, supplemental executive retirement plan, medical plan, dental plan, vision plan, life insurance plan, short-term and long-term disability plans, fringe benefit arrangements, and executive perquisite arrangements (collectively, the “Benefit Plans”). During the Term,their terms), and to receive other fringe benefits on terms and conditions that are at least as favorable as the extent consistent with applicable law,fringe benefits generally provided to other senior executives of the Bank will not, withoutCompany at the Executive’s prior written consent, make any changes to any material Benefit Plan that would be materially adversely affect the Executive’s rights or benefits undertime such Benefit Plan, unless an equitable arrangement (embodied in an ongoing or substitute arrangement) is made with respect to such change. During the Term, the Executive also will be entitled to participate in or receive benefits under any employee benefit plan, program, arrangement or practiceother fringe benefits, if any, are made available by the Company or the Bank in the future, subject to and on a basis consistent with the terms, conditions and overall administration of such plans and arrangements.them.