that Committed Rate ABR Loans be made pursuant to [subsection 2.1] on such second Business Day in an aggregate amount equal to the Dollar Equivalent Amount of the aggregate amount of all Specified Loans, and the procedures set forth in [subsection 2.2] shall be followed in making such Committed Rate ABR Loans. The proceeds of such Committed Rate ABR Loans shall be applied to repay such Specified Loans.

Section # ABR Loans Substituted for Affected Term Benchmark Loans 60

the Administrative Agent determines (which determination shall be conclusive and binding upon the Company) that deposits in Dollars are not generally available in the applicable market; the Administrative Agent shall give telecopy or telephonic notice (followed promptly by written notice) thereof to the Company and the Lenders as soon as practicable thereafter. If such notice is given pursuant to [clause (i) or (ii) of this Section 2.12(a)] in respect of RFR Loans, then # any RFR Loans requested to be made shall be made as ABR Loans, # any ABR Loans that were to have been converted to RFR Loans shall be continued as ABR Loans and # any outstanding RFR Loans shall be converted to ABR Loans.

whether the Loans comprising such Borrowing are to be ABR Loans or Term Benchmark Loans,

first, to ABR Loans; and

The Loans comprising each ABR Borrowing (including each Swingline Loan) will bear interest at the ABR plus the Applicable Margin.

The Proposed Borrowing is to consist of [ABR Loans][Eurodollar Loans][Australian Bank Bill Rate Loans][Canadian BA Rate Loans].

“Applicable Margin” means, # for ABR Revolving Loans, 0%, and # for Eurocurrency Revolving Loans, 1.25%.

#By giving a Notice of Conversion, any Specified Borrower may elect from time to time # to convert such Specified Borrower’s Committed Rate Eurocurrency Loans in Dollars to Committed Rate ABR Loans or # to convert such Specified Borrower’s Committed Rate ABR Loans to Committed Rate Eurocurrency Loans in Dollars. Upon receipt of any Notice of Conversion the Applicable Administrative Agent shall promptly notify each relevant Bank thereof. All or any part of Committed Rate Eurocurrency Loans outstanding in Dollars or Committed Rate ABR Loans may be converted as provided herein, provided

Loans. Commencing in December 2021, HLTT has loaned a total of Two Hundred Fifty Thousand Dollars ($250,000) to PTG and PBI jointly. Within one week after a Q Code is issued to PBI providing for reimbursement of patient sales of Amniobind at a rate equal to or exceeding $100 per cm2, HLTT shall pay $250,000 to PTG as a loan to PTG and PBI jointly (the “Q Code Loan”). The existing $250,000 obligation and the Q Code Loan, if it occurs, are identified herein as “PTG Loans”. The PTG Loans shall be the joint and several obligations of PTG and PBI, except that if HLTT or HWC purchases the outstanding capital stock of PBI, then the PTG Loans will be the obligation of PTG solely. The PTG Loans will not bear interest.